Medicare Advantage Plan Information
Senior Coverage Check is an insurance marketing website operated by Sabal Media Group LLC. We connect consumers with licensed insurance agents.
Not affiliated with or endorsed by the U.S. government or the federal Medicare program.
Clear, simple information to help you feel confident about your Medicare coverage, what each part covers, when to enroll, and where to get help.
Medicare is divided into parts, each covering different services. Here's a plain-language overview.
Helps cover inpatient hospital stays, skilled nursing facility care, hospice, and some home health care.
Helps cover doctor visits, outpatient care, preventive services, and medical supplies.
An "all-in-one" alternative offered by private insurers that bundles Part A and B, often with extra benefits.
Helps cover the cost of prescription medications through private, Medicare-approved plans.
Some Medicare Advantage plans may include supplemental benefits, such as an allowance that can be used toward eligible groceries and certain other everyday items. This is not a standalone government program, and it is not available to everyone.
A grocery or over-the-counter allowance is offered only by certain Medicare Advantage plans. Many plans do not include it, and it is not a benefit of Original Medicare.
Whether this benefit is available to you depends on the specific plan and your location. Not everyone on Medicare will qualify for a plan that offers it.
When a plan does include an allowance, the amount and what it can be used for vary by plan and by area. There is no single or guaranteed amount.
A licensed insurance agent can help you check whether any Medicare Advantage plan available in your area includes this type of benefit, and review the details with you.
Timing matters with Medicare. These are the windows when you can enroll or make changes.
The 7-month window around your 65th birthday when you first become eligible.
October 15 to December 7 each year, when you can switch or change plans.
Available after certain life events, such as moving or losing other coverage.
A licensed insurance agent can walk you through the plans available in your area, at no cost or obligation.
Available Mon-Fri, 8am-7pm ET